One Earth Bank (proposed) founders.

Mr. Pederson has served as a member of the Board of Directors of University National Bank of Galveston and also served as a member of the Board of Directors of United States National Bank of Galveston. Mr. Pederson was appointed to the board of the Texas Tomorrow Fund by Lt. Governor Bob Bullock, and served as a board member and chairman of the Finance Committee of the Texas Tomorrow Fund for ten years. Mr. Pederson currently serves as a member of the Board of Directors of publicly traded National Western Life Insurance Company headquartered in Austin, Texas, and is a member of the Audit Committee and Chairman of the Compensation Committee. Mr. Pederson is a native Texan. He was born in Floresville, Texas and grew up in Los Fresnos, Texas.

Bill had a distinguished career for over 30 years at 3M Company. Beginning as a summer intern, he worked his way through varied assignments and retired as Staff Vice President of 3M Austin Center. During his tenure, his achievements included the establishment of 3M's Health care business in Canada, and the formation of the Orthopedic Products Division, which he grew from start-up to a $200,000,000 global business - at that time the fastest growing business in 3M's history. He also served as Vice President and General Manager of the Health Care Specialties Division, which is the entry point of many of 3M's new high tech product introductions. During his tenure here, 3M Austin was the recipient of numerous awards for environmental excellence and innovation in alternative energy use, conservation, and the responsible development of their facilities. Following a short-lived retirement, Bill returned to work as the Executive Director of Lifeworks, an organization that was formed by the innovative merger of four social service agencies that served homeless youth and troubled families in addition to providing services for teen- age mothers and youth in transition. He implemented the merger, consolidated facilities and services and positioned the organization for exceptional growth. He then became CEO of the Austin Museum of Art and Laguna Gloria leading them through a troubled financial period before returning to the business world. In 2002 he became one of the founders and Vice Chairman of Treaty Oak Bank in Westlake, a newly created, rapidly growing, community bank serving Austin, Westlake and Marble Falls. Bill is the immediate past Chair of Envision Central Texas and presently serves as a board Member of St. David's Hospital, Austin Recovery Center, Mobile Loaves and Fishes and St. Edwards Business Advisory Council. In addition to numerous charitable and business awards, Bill was the 2005 recipient of the Ethics in Business Award.

Mr. Bray, a twenty-five year banker, has spent the last sixteen years managing community banks in Austin, Texas. The first nine years of his career were spent focused on banking a variety of specialized industries, including energy, healthcare, and media primarily in the San Antonio, Cleveland and New York markets. More recently, while in Austin, he has developed similar levels of experience with the entertainment (film and music) and construction industries. Bray returned to Austin in 1991, where he had received his B.A. in Economics from the University of Texas, to join Liberty National Bank. As Senior Vice President and Chief Credit Officer of Liberty National Bank, Chip was a key member of the management team which shepherded the bank through tremendous growth (from < $50 million to $147 million) and a profitable sale to Norwest (ultimately Wells Fargo). In 1997, after a one year stint with Norwest, he took the position of Executive Vice President and Chief Lending Officer with Life Savings Bank, a troubled Austin-based state savings bank. Life Savings was subsequently renamed Liberty Bank, and over the next seven years, Chip played an instrumental role in turning the bank around and growing it from $45 million to $176 million, ultimately making it an attractive acquisition target for Prosperity Bank. For the past three years, Bray has served as Banking Center President responsible for Prosperity's Downtown, Allandale and Oak Hill banking facilities. Chip's community involvement in Austin has included serving on the boards of Meals on Wheels and More, Austin Music Foundation, Austin Film Society, Scenic Austin and the Greater Austin Chamber of Commerce.

Joe is a senior executive with over thirty years experience in the financial services industry including internal control and accounting, operations, personnel and customer service. Most recently, from 1999 to 2007, Joe has worked as the Executive Vice-President and Senior Operations Officer of The First national Bank of Bryan; an institution totaling $525 million in total assets. He has a BA in Mathematics from Texas A&I University in Kingsville, Texas and has attended the Stonier Graduate School of Banking at the University of Delaware in Newark, Delaware and the Texas Tech Intermediate School of Banking.

Barbara Hobson is a veteran banker with a strong passion for relationship banking within the community. Ms. Hobson is a senior executive with the majority of her thirty-one year career being spent in Central Texas and Portland, Oregon. Core Competencies include medical, business banking and real estate lending, valuation/evaluation analyses, management, compliance and internal training with both national and regional banks. Barbara holds an MBA from Texas A&M University and MAI designation from The Appraisal Institute. She also was awarded a certificate from Pacific Coast Banking School, affiliated with the Graduate School of Business Administration, at the University of Washington in Seattle. Barbara is passionate about CREW (Commercial Real Estate Women) where she is past president of CREW-Portland and currently sits on the local board for CREW-Austin. Additionally, she is involved with CTCAR, CCIM and Society of Texas A&M Real Estate Professionals.

A native Austinite, Clare brings 15 years of community banking experience to One Earth Bank, specializing in operations and retail banking services. Most recently, Clare was a Senior Vice President, Retail Operations at Prosperity Bank, managing retail banking for the South Texas area. Prior to Prosperity Bank’s acquisition of Liberty Bank, she served as Assistant Cashier and managed retail banking for Liberty, a $176 million community bank. Clare has a BA and an MBA from the University of Texas at Austin.